A) 0 Down Payment - Low Cost EMI - 18 month scheme Terms & Conditions

Date: June 15 to September 30, 2018; Construct: 0 Down Payment - Low Cost EMI - 18 month tenure; Eligible SKUs: iPhone X, iPhone 8 Plus, iPhone 8, iPhone 7 Plus, iPhone 7; Partners: Across leading Banks and Non-Banking Financial Corporations

0 Down Payment and Low Cost EMI is available on the credit cards of the following:

American Express | Axis Bank | Bank of Baroda |  Citi | HDFC Bank | HSBC Bank | ICICI Bank | IndusInd Bank | J&K Bank | Kotak Mahindra Bank | RBL Bank | Standard Chartered Bank | State Bank of India | Union Bank of India | YES BankAlso available on HDFC Bank Debit Cards and Consumer Loans from HDFC Bank

Terms and Conditions:

  • Low Cost EMI is applicable only on 18 month tenure EMI transactions on select Bank Credit Cards and HDFC Bank Debit Cards, made using Brand EMI option on Pine Labs terminals; and Consumer Loans on HDFC Bank.
  • The Effective Monthly Cost (EMC) is basis the MRP of the product. The same will change depending on the best available price in the store.
  • For card transactions (on HDFC Bank Debit and Credit Cards & SBI Cards) and for Consumer Loans (from HDFC Bank), Effective Monthly Cost (EMC) is equal to the EMI debited from customer's account.
  • For card transactions on all other bank cards, Effective Monthly Cost (EMC) is the net monthly cost for the customer over the duration of the 18 month tenure. Please refer to FAQ section for detailed workings.
  • The offer in the grid above is not applicable on any other EMI tenure, other than 18 month tenure

  • Low Cost EMI is applicable only on 18 month tenure EMI transactions on select Bank Credit Cards and HDFC Bank Debit Cards, made using Brand EMI option on Pine Labs terminals; and Consumer Loans on HDFC Bank.
  • The Effective Monthly Cost (EMC) is basis the MRP of the product. The same will change depending on the best available price in the store.
  • For card transactions (on HDFC Bank Debit and Credit Cards & SBI Cards) and for Consumer Loans (from HDFC Bank), Effective Monthly Cost (EMC) is equal to the EMI debited from customer's account.
  • For card transactions on all other bank cards, Effective Monthly Cost (EMC) is the net monthly cost for the customer over the duration of the 18 month tenure. Please refer to FAQ section for detailed workings.
  • The offer in the grid above is not applicable on any other EMI tenure, other than 18 month tenure

5% cashback on Axis Bank Credit Cards, Citi Credit Cards, HDFC Bank Debit and Credit Cards, ICICI Bank Credit Cards and Standard Chartered Credit Cards

  • The additional 5% cashback offer is applicable only on 18 month tenure EMI transactions on Axis Bank Credit Card, Citi Credit Card, HDFC Bank Debit and Credit Cards, ICICI Bank Credit Card and Standard Chartered Credit Card.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only.
  • The offer is valid only on iPhone X, iPhone 8 Plus, iPhone 8, iPhone 7 Plus and iPhone 7, under the 0 DP - Low Cost EMI - 18 month scheme
  • The offer is valid for 2 transactions per card during the offer period.

1. What details will the Pinelabs charge-slip contain?Entries on the Charge-slip (as it will appear in the actual charge-slip): Modelled on iPhone X 64GBa) For card transactions on HDFC Bank Debit and Credit Cards & SBI CardsTenure: 18Card Issuer: HDFC BankBase Amount: INR 95,390Merchant Payback: 5.92%Merchant Payback Amount: INR 5,647Loan Amount: INR 89,743Applicable Interest Rate (P.A.): 15%EMI Amt: INR 5,599Total Amt (With Int.): INR 1,00,775# You are entitled for an additional cashback of 5% on your credit card. It will be posted in Customer account within 120 days.b) For card transactions on all other cardsTenure: 18Card Issuer: CitiBase Amount: INR 95,390Merchant Payback: 6.64%Merchant Payback Amount: INR 6,334Loan Amount: INR 95,390Applicable Interest Rate (P.A.): 15%EMI Amt: INR 5,951Total Amt (With Int.): INR 1,07,118# You are entitled for an additional cashback of 5% on your credit card. It will be posted in Customer account within 120 days.2. How is Effective Monthly Cost calculated for transactions on Cards other than HDFC Bank Debit and Credit Cards & SBI Cards?Sample calculation for Effective Monthly Cost, basis the above charge-slip example:Effective Monthly Cost = [((EMI x Tenure) - (Merchant Payback Amount)) / (Tenure)]Effective Monthly Cost = [((5951 x 18) - (6334)) / (18)] = 55993. What are the Effective Monthly Cost for all the SKUs under this offer ? This list is by Bank (for Credit and Debit cards), as the interest rates are different. The same has been configured at Pinelabs at APR stores.

EMI of ₹9019 is applicable against MacBook Pro 13 inch 3.1 GHz dual core i5 256 GB on a tenure of 18 months on zero down payment on select banks. EMI would vary basis bank, tenure and down payment.

ProductCashback
MacBook Air10,000
MacBook Pro10,000
MacBook10,000
iMac10,000

*All SKU’s

  • The cashback offer is applicable on Citi Credit Cards only, on EMI transactions.
  • The offer is not applicable on Citi Corporate Credit Cards.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals. For eligible transactions, cashback will be printed on the charge slip. Customer will not receive cashback if not eligible as per charge slip.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members' accounts only.
  • The offer Valid from 1st August'18 to 30th September'18. The offer may be revised or withdrawn without any prior notice.
  • MacBooks with MRP less than INR 100,000 are available under 'No Extra Cost EMI' Scheme, only applicable for 6 and 9 month EMI tenures on Citi Credit Cards. Other products will be will be under interest bearing model.
  • The offer is applicable on a maximum of 1 transaction per card during the offer period, per
  • The additional cashback valid is over and above the best available price at the store.

Students get upto ₹16,000 off*

ProductEducation Discount
MacBook ProUp to Rs. 16,000
MacBookUp to Rs. 9,000
Mac MiniUp to Rs. 5,900
iMacUp to Rs. 13,700

  • Limited period offer valid till 30th September'18 at select Apple Authorised resellers and all Apple premium reseller stores.
  • The offer may be withdrawn without prior notice.
  • The offer above will be on the best available price at the store.
  • The offer is exclusively for college students and teachers of academic institutions. TM and © 2018 Apple Inc. All rights reserved.
  • Citibank Credit Cards cashback is over and above the offer mentioned here.

MacBook ICICI Bank Cashback Offer - Get ₹10,000 Cashback on MacBook on EMI transactions on ICICI Bank Credit Cards

ProductCashback
MacBook Air10,000
MacBook Pro10,000
MacBook10,000
iMac10,000

*All SKU’s

  • The cashback offer is applicable on ICICI Credit Cards only, on EMI transactions.
  • The offer is not applicable on ICICI Corporate Credit Cards.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals. For eligible transactions, cashback will be printed on the charge slip. Customer will not receive cashback if not eligible as per charge slip.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members' accounts only.
  • The offer Valid from 1st August'18 to 30th September'18. The offer may be revised or withdrawn without any prior notice.
  • MacBooks with MRP less than INR 100,000 are available under 'No Extra Cost EMI' Scheme, only applicable for 6 and 9 month EMI tenures on ICICI Credit Cards. Other products will be will be under interest bearing model.
  • The offer is applicable on a maximum of 1 transaction per card during the offer period, per
  • The additional cashback valid is over and above the best available price at the store.

Students get upto ₹16,000 off*

ProductEducation Discount
MacBook ProUp to Rs. 16,000
MacBookUp to Rs. 9,000
Mac MiniUp to Rs. 5,900
iMacUp to Rs. 13,700

  • Limited period offer valid till 30th September'18 at select Apple Authorised resellers and all Apple premium reseller stores.
  • The offer may be withdrawn without prior notice.
  • The offer above will be on the best available price at the store.
  • The offer is exclusively for college students and teachers of academic institutions. TM and © 2018 Apple Inc. All rights reserved.
  • ICICI Bank Credit Cards cashback is over and above the offer mentioned here.

EMI of ₹1707 is applicable against iPad Wi-Fi 32 GB on a tenure of 18 months on zero down payment on select banks.EMI would vary basis bank, tenure and down payment.iPad Citi Bank Cashback OfferGet ₹5,000 Cashback on iPad on EMI transactions on CITI Bank Credit Cards

Product

Cashback

iPad

5,000

iPad Pro

5,000

iPad Mini 4

5,000

  • The cashback offer is applicable on Citi Credit Cards only, on EMI transactions.
  • The offer is not applicable on Citi Corporate Credit Cards.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals. For eligible transactions, cashback will be printed on the charge slip. Customer will not receive cashback if not eligible as per charge slip.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members' accounts only.
  • The offer Valid from 1st August'18 to 30th September'18. The offer may be revised or withdrawn without any prior notice.
  • MacBooks with MRP less than INR 100,000 are available under 'No Extra Cost EMI' Scheme, only applicable for 6 and 9 month EMI tenures on Citi Credit Cards. Other products will be will be under interest bearing model.
  • The offer is applicable on a maximum of 1 transaction per card during the offer period, per
  • The additional cashback valid is over and above the best available price at the store.

Students get upto ₹7,400 off*

Product

Education Discount

iPad Pro

Up to Rs. 7,400

  • Limited period offer valid till 30th September'18 at select Apple Authorised resellers and all Apple premium reseller stores.
  • The offer may be withdrawn without prior notice.
  • The offer above will be on the best available price at the store.
  • The offer is exclusively for college students and teachers of academic institutions. TM and © 2018 Apple Inc. All rights reserved.
  • Citibank Credit Cards cashback is over and above the offer mentioned here.

iPad ICICI Bank Cashback Offer

Get ₹5,000 Cashback on iPad on EMI transactions on ICICI Bank Credit Cards

Product

Cashback

iPad

5,000

iPad Pro

5,000

iPad Mini 4

5,000

  • The cashback offer is applicable on Citi Credit Cards only, on EMI transactions.
  • The offer is not applicable on Citi Corporate Credit Cards.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals. For eligible transactions, cashback will be printed on the charge slip. Customer will not receive cashback if not eligible as per charge slip.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members' accounts only.
  • The offer Valid from 1st August'18 to 30th September'18. The offer may be revised or withdrawn without any prior notice.
  • MacBooks with MRP less than INR 100,000 are available under 'No Extra Cost EMI' Scheme, only applicable for 6 and 9 month EMI tenures on Citi Credit Cards. Other products will be will be under interest bearing model.
  • The offer is applicable on a maximum of 1 transaction per card during the offer period, per
  • The additional cashback valid is over and above the best available price at the store.

Students get upto ₹7,400 off*

Product

Education Discount

iPad Pro

Up to Rs. 7,400

  • Limited period offer valid till 30th September'18 at select Apple Authorised resellers and all Apple premium reseller stores.
  • The offer may be withdrawn without prior notice.
  • The offer above will be on the best available price at the store.
  • The offer is exclusively for college students and teachers of academic institutions. TM and © 2018 Apple Inc. All rights reserved.
  • ICICI Bank Credit Cards cashback is over and above the offer mentioned here.

Get ₹5,000 Cashback on Apple Watch on transactions on CITI Bank Credit Cards

Product

Cashback

Watch Series 3 (GPS+Cellular)

5,000

Apple Watch Series 3

5,000

Apple Watch Series 1

5,000

  • The cashback offer is applicable on Citi Credit Cards only, on both EMI and Non-EMI transactions.
  • The offer is not applicable on Citi Corporate Credit Cards.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals. For eligible transactions, cashback will be printed on the charge slip. Customer will not receive cashback if not eligible as per charge slip.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members' accounts only.
  • The offer Valid from 11th Jun '18 to 31st Jul '18. The offer may be revised or withdrawn without any prior notice.
  • MacBooks with MRP less than INR 100,000 are available under 'No Extra Cost EMI' Scheme, only applicable for 6 and 9 month EMI tenures on Citi Credit Cards. Other products will be will be under interest bearing model.
  • The offer is applicable on a maximum of 1 transaction per card during the offer period, per
  • The additional cashback valid is over and above the best available price at the store.

Watch ICICI Bank Cashback Offer

Get ₹5,000 Cashback on Apple Watch transactions on ICICI Bank Credit Cards

Product

Cashback

Watch Series 3 (GPS+Cellular)

5,000

Apple Watch Series 3

5,000

Apple Watch Series 1

5,000

  • The cashback offer is applicable on ICICI Credit Cards only, on EMI transactions.
  • The offer is not applicable on ICICI Corporate Credit Cards.
  • The offer is valid for transactions made using Brand EMI option on Pine Labs terminals. For eligible transactions, cashback will be printed on the charge slip. Customer will not receive cashback if not eligible as per charge slip.
  • The cashback shall be credited on or before 120 business days from the date of transaction on a best effort basis to all open and active card members' accounts only.
  • The offer Valid from 1st August'18 to 30th September'18. The offer may be revised or withdrawn without any prior notice.
  • MacBooks with MRP less than INR 100,000 are available under 'No Extra Cost EMI' Scheme, only applicable for 6 and 9 month EMI tenures on ICICI Credit Cards. Other products will be will be under interest bearing model.
  • The offer is applicable on a maximum of 1 transaction per card during the offer period, per
  • The additional cashback valid is over and above the best available price at the store.

Waiting around for an occasion to indulge yourself or your loved ones with an Apple product?

Say goodbye to waiting and create new occasions today. We bring you an exclusive range of offers on your favourite Apple products that let you buy them at the most affordable prices. So, why wait for it, when you can GET IT NOW!

Gift yourself an iPad this season. Get an iPad on EMI starting at Rs 1,707 with cashback of Rs 5000 on Citi & ICICI credit cards.#GetitNow Call 1860-200-2161

All your son needs is the power of a Macbook. Available on EMI starting at ₹9,019 with a cashback of ₹10,000 on Citi & ICICI credit cards, it indeed is the best present you can gift.#GetitNow Call 1860-200-2161

Don’t wait for a special occasion to gift someone an iPhone. Get iPhone X Now at 0 Down Payment and low cost EMI of INR 5,599.#GetitNow Call 1860-200-2161

Terms and conditions apply. Limited period offer. Free screen replacement for 6 months on all iPhone models except iPhone SE.